Spencer H. Graeter

Spencer Graeter is a veteran of more than 20 years in the financial services industry.  Prior to forming Graeter Wealth Advisors in partnership with his father and brother, he was a member of Central Bank’s financial consulting team for the Louisville market team and was also responsible for its northern Kentucky market.

Spencer began his business career at Louisville’s Republic Bank. At Republic, he was selected for the bank’s “fast track” management training program. Following training, he moved to northern Kentucky when he was appointed co-head of the bank’s effort to develop that market.

A native of Louisville, Spencer is a graduate of Ballard High School. At Ballard, he was a First Team Academic All Stater in the Honors Program and a member of the Fellowship of Christian Athletes. A four year varsity letterman in both baseball and basketball, he was team captain in both sports. Both teams ranked in the top ten in the nation his senior season.

Spencer was the point guard of Ballard’s 1999 state championship basketball team and the shortstop of its 2000 state runner-up baseball team. He was named to various all tournament teams in both sports and was named the 2000 Kentucky “Mr. Baseball” as the state’s most outstanding player.

Spencer attended the University of Kentucky on a baseball scholarship, receiving his degree in business and earning multiple selections to the Dean’s List. He was captain of the baseball team, an all SEC player and ranks fourth on UK’s all-time career hit list.

After graduation, Spencer married his college sweetheart, Teal Baxter of Ft. Mitchell, KY. Teal is also a UK graduate.  Spencer and Teal reside in the St. Matthews area of Louisville with their three children, Jackson, born 2006, Gracie, born 2008 and Wyatt, born 2009.  Spencer is an actively involved coach of youth baseball and basketball.

Spencer and Teal are former members of the Louisville chapter of the UK Alumni Association and the Young Adults Group of St. Francis in the Fields Episcopal Church.