EDUCATION & EXPERIENCE

  • 85 years of combined experience in the financial services industry
  • Combine degrees in law, accounting, economics and business
  • Professional experience in banking, law, accounting, financial planning and advisory services
  • “Battle tested” veterans of…
    • Black Monday, Dow lost 22.6% in one day (1987)
    • Savings & Loan Crisis (1989-91)
    • Asian Financial Crisis (1997-98)
    • Dot-Com Bust, September 11th terrorist attacks (2001-02)
    • Global Financial Market Meltdown (2008)
    • The Great Recession (2008 -09)

DISCIPLINED INVESTMENT PROCESS

  • Institutional quality portfolio construction process
  • Risk-based asset allocation strategy combined with a tactical overlay
  • Broad diversification between cash, fixed income, equities, hedging strategies and alternatives
  • FDIC insured market linked certificates of deposit
  • Sophisticated combination of passive and active management
  • Non-proprietary third party managers

DEPTH OF 3rd PARTY INSTITUTIONAL RESOURCES

  • Charles Schwab
  • Russell Investment Company
  • Credit Suisse
  • New Frontier Advisors, Fi360
  • Litman Gregory
  • Ned Davis Research
  • MarketEdge
  • S&P Capital IQ
  • Morningstar

COMPREHENSIVE PLANNING SERVICES & OBJECTIVITY

  • Unique ability to solve complex financial issues, and facilitate discussions with CPAs and attorneys when needed
  • Substantial experience advising clients regarding planning for retirement and other financial needs
  • Objective compensation structure